The budgeting app built for Australia.

See where every dollar goes, set limits that work for your life, and actually stick to them — without the guilt or the spreadsheets.

No bank login requiredAustralian-madeFree to startDelete your data anytime

Import from any Australian bank

Download a CSV from CommBank, NAB, ANZ, Westpac, or any other bank and your transactions are categorised instantly. No bank connection required.

Category budgets with live progress

Set a monthly limit per category. Colour-coded progress bars show exactly where you stand — and warn you before you go over.

Subscription radar

Every recurring charge surfaced automatically, grouped by merchant and ranked by total spend. Nothing hides in plain sight.

Spending insights

Visual breakdowns of income and expenses by category, month over month. Drill into any category to see the transactions behind the numbers.

AI-powered analysis

Weekly summaries every Sunday plus plain-English answers to questions about your finances — grounded in your actual data.

Multiple accounts, one view

Add as many bank accounts as you need with custom names and currencies. Everything in one place.

Why Groove

The problem

Most budgeting tools are built for the US market — they expect bank connections that don't work here, display everything in USD, and charge in a currency that isn't yours.

How it works

Groove works with any Australian bank via CSV import. Within seconds of uploading a statement, your transactions are categorised and your budgets are live. No open banking credentials, no monthly fee to start.

Common questions

Join Australians who finally know where their money goes.

Get started for free

No credit card needed.