A fresh alternative to Monarch Money.
Monarch Money is US-only. Groove gives you the same quality of financial visibility — built for Australians, with Australian bank support from day one.
Australian bank support
Import from any Australian bank via CSV. No Plaid, no US bank connections, no workarounds.
Category budgets
Monthly limits per category with live progress. Same discipline, simpler setup.
Subscription tracking
Every recurring charge surfaced and ranked by cost. Spot forgotten subscriptions instantly.
AI insights
Weekly summaries and plain-English Q&A about your spending — based on your actual data.
Multiple accounts
Add all your accounts with custom names and currencies. One unified view of your finances.
Why Groove
The problem
Monarch Money is a polished product, but it's US-only and relies on Plaid bank connections that don't support Australian financial institutions. If you've tried to use it here and hit a wall, you're not alone.
How it works
Groove is built for the Australian market. Import transactions from any Australian bank via CSV, track budgets in AUD, and get AI-powered insights based on your actual spending. No US infrastructure, no workarounds.
Common questions
Get the financial clarity of Monarch Money — built for Australia.
Get started for freeNo credit card needed.